Histórico de Investimentos

Observando as minhas decisões de como investir ou levantar as minhas poupanças, podes compreender como aprendi ao longo do tempo a gerir os meus investimentos em empréstimos P2P e qual o impacto dessas decisões nos retornos obtidos.
N26 The Mobile Bank @ Savings4Freedom

Esta página apresenta todos os meus investimentos desde que em Março de 2018 comecei a poupar e investir com o objectivo de atingir Independência Financeira.

Em Outubro de 2019, precisei de usar uma quantia significativa de fundos por razões pessoais. Esse levantamento em particular é a razão para a queda no valor de activos visível nesse mês. Em Janeiro de 2020, perdi as poupanças alocadas na Kuetzal e na Envestio com implicações significativas para o meu portfólio. Desde esse momento, tenho procurado reduzir a minha exposição a múltiplas Plataformas P2P.

Tive a possibilidade de levantar uma quantia significativa de fundos em Outubro de 2019 sem impacto significativo nos meus retornos mensais porque os fundos se encontravam na iban wallet. A razão pela qual escolhi a iban wallet foi exactamente pela flexibilidade que me oferece de aceder aos meus fundos de forma imediata, sem necessidade de vender a minha posição ou esperar por liquidez dos fundos.


Histórico de Investimentos 2019

Actividade

Viventor Logo @ Savings4Freedom +434.69€

Grupeer Logo @ Savings4Freedom +351.29€

Envestio Fraud @ Savings4Freedom +500.00€

BulkEstate Logo @ Savings4Freedom +50.00€

ReInvest24 Logo @ Savings4Freedom +100.00€

EstateGuru Logo @ Savings4Freedom +100.00€

Bondora Logo @ Savings4Freedom +100.00€

ViaInvest Logo @ Savings4Freedom +100.00€

Mintos Logo @ Savings4Freedom -607.44€
Jan 2019

Actividade

Viventor Logo @ Savings4Freedom +21.47€

Envestio Fraud @ Savings4Freedom +1486.59€

FastInvest Logo @ Savings4Freedom +100.00€

Grupeer Logo @ Savings4Freedom +54.94€

Crowdestate Logo @ Savings4Freedom +494.07€

PeerBerry Logo @ Savings4Freedom +100.00€

FinBee Logo @ Savings4Freedom +100.00€

Monestro Logo @ Savings4Freedom +50.00€

Mintos Logo @ Savings4Freedom -948.77€

BulkEstate Logo @ Savings4Freedom -50.00€
Fev 2019

Actividade

Mintos Logo @ Savings4Freedom -1387.63€

Envestio Fraud @ Savings4Freedom +1461.28€

Crowdestate Logo @ Savings4Freedom +92.64€

FastInvest Logo @ Savings4Freedom +98.95€

Grupeer Logo @ Savings4Freedom +351.36€

Robocash Logo @ Savings4Freedom +250.00€

Viventor Logo @ Savings4Freedom +331.65€

DoFinance Logo @ Savings4Freedom +100.00€

Kuetzal Fraud @ Savings4Freedom +300.00€

NeoFinance Logo @ Savings4Freedom +100.00€

Bondora Logo @ Savings4Freedom -100.50€
Mar 2019

Actividade

Viventor Logo @ Savings4Freedom -118.53€

Mintos Logo @ Savings4Freedom -722.17€
Abr 2019

Actividade

Viventor Logo @ Savings4Freedom +940.82€

Ekassa Logo @ Savings4Freedom +50.00€

FinBee Logo @ Savings4Freedom +50.00€

Grupeer Logo @ Savings4Freedom +448.54€

FastInvest Logo @ Savings4Freedom +845.64€

Robocash Logo @ Savings4Freedom +797.81€

Envestio Fraud @ Savings4Freedom +466.37€

Kuetzal Fraud @ Savings4Freedom +739.84€

Debitum Network Logo @ Savings4Freedom +250.00€

Mintos Logo @ Savings4Freedom -461.75€

PeerBerry Logo @ Savings4Freedom -15.21€

ViaInvest Logo @ Savings4Freedom -39.49€

Crowdestate Logo @ Savings4Freedom -11.49€
Mai 2019

Actividade

Kuetzal Fraud @ Savings4Freedom +50.16€

Ekassa Logo @ Savings4Freedom -35.44€

PeerBerry Logo @ Savings4Freedom -15.06€

ViaInvest Logo @ Savings4Freedom -8.61€

Crowdestate Logo @ Savings4Freedom -8.60€
Jun 2019

Actividade

FinBee Logo @ Savings4Freedom -59.13€

Viventor Logo @ Savings4Freedom -2053.11€

Mintos Logo @ Savings4Freedom -2931.09€

Crowdestate Logo @ Savings4Freedom -311.49€

iban Logo @ Savings4Freedom +3000.00€

Monethera Logo @ Savings4Freedom +2239.03€

Envestio Fraud @ Savings4Freedom +209.71€

Grupeer Logo @ Savings4Freedom +387.09€

Kuetzal Fraud @ Savings4Freedom +364.05€

FastInvest Logo @ Savings4Freedom +127.78€

Lenndy Logo @ Savings4Freedom +100.00€

Crowdestor Logo @ Savings4Freedom +100.00€

Robocash Logo @ Savings4Freedom +42.12€

Brickstarter logo @ Savings4Freedom +50.00€
Jul 2019

Actividade

FinBee Logo @ Savings4Freedom -69.20€

Robocash Logo @ Savings4Freedom -487.48€

Viventor Logo @ Savings4Freedom -2649.00€

Mintos Logo @ Savings4Freedom -3310.00€

Grupeer Logo @ Savings4Freedom -1100.00€

Envestio Fraud @ Savings4Freedom -578.94€

Crowdestate Logo @ Savings4Freedom -255.13€

NeoFinance Logo @ Savings4Freedom -66.68€

Monestro Logo @ Savings4Freedom -33.40€

Ekassa Logo @ Savings4Freedom -10.00€

PeerBerry Logo @ Savings4Freedom -23.57€

ViaInvest Logo @ Savings4Freedom -24.70€

Housers Logo @ Savings4Freedom +50.00€

EvoEstate Logo @ Savings4Freedom +85.00€

FastInvest Logo @ Savings4Freedom +87.07€

Kuetzal Fraud @ Savings4Freedom +174.85€

iban Logo @ Savings4Freedom +9454.50€

Monethera Logo @ Savings4Freedom +1420.43€
Ago 2019

Actividade

Debitum Network Logo @ Savings4Freedom -179.63€

Kuetzal Fraud @ Savings4Freedom +271.68€

Envestio Fraud @ Savings4Freedom +119.95€

FastInvest Logo @ Savings4Freedom +185.95€

Grupeer Logo @ Savings4Freedom +365.96€

Mintos Logo @ Savings4Freedom -2100.70€

Robocash Logo @ Savings4Freedom -487.48€

Crowdestor Logo @ Savings4Freedom +500.00€

TFGcrowd Logo @ Savings4Freedom +750.00€

Viventor Logo @ Savings4Freedom -1681.71€

PeerBerry Logo @ Savings4Freedom -16.10€

Ekassa Logo @ Savings4Freedom -5.13€

iban Logo @ Savings4Freedom +485.35€

Wisefund Logo @ Savings4Freedom +1750.00€

Monethera Logo @ Savings4Freedom +2234.03€
Set 2019

Actividade

Kuetzal Fraud @ Savings4Freedom +467.46€

Envestio Fraud @ Savings4Freedom +229.06€

FastInvest Logo @ Savings4Freedom +83.95€

Grupeer Logo @ Savings4Freedom +40.14€

Mintos Logo @ Savings4Freedom -712.21€

Crowdestor Logo @ Savings4Freedom +988.91€

TFGcrowd Logo @ Savings4Freedom +750.00€

Viventor Logo @ Savings4Freedom -1235.39€

iban Logo @ Savings4Freedom -14585.30€

Wisefund Logo @ Savings4Freedom +1233.81€

PeerBerry Logo @ Savings4Freedom -22.30€

ViaInvest Logo @ Savings4Freedom -9.96€

EvoEstate Logo @ Savings4Freedom -15.00€

Monethera Logo @ Savings4Freedom +903.49€
Out 2019

Actividade

Monethera Logo @ Savings4Freedom +391.19€

Envestio Fraud @ Savings4Freedom +419.95€

Kuetzal Fraud @ Savings4Freedom+462.46€

Wisefund Logo @ Savings4Freedom +422.48€

Crowdestor Logo @ Savings4Freedom +134.29€

TFGcrowd Logo @ Savings4Freedom+329.46€

Grupeer Logo @ Savings4Freedom +95.53€

FastInvest Logo @ Savings4Freedom +183.25€

Mintos Logo @ Savings4Freedom -815.25€

Viventor Logo @ Savings4Freedom -1179.50€

iban Logo @ Savings4Freedom +450.00€

EvoEstate Logo @ Savings4Freedom -101.00€

NeoFinance Logo @ Savings4Freedom -41.11€

DoFinance Logo @ Savings4Freedom -104.95€
Nov 2019

Actividade

iban Logo @ Savings4Freedom -152.44€

Viventor Logo @ Savings4Freedom -1339.96€

Mintos Logo @ Savings4Freedom -53.98€

FastInvest Logo @ Savings4Freedom +199.44€

Envestio Fraud @ Savings4Freedom +164.82€

Monethera Logo @ Savings4Freedom +386.73€
Dez 2019

Histórico de Investimentos 2018

Actividade

Viventor Logo @ Savings4Freedom +100.00€
Mar 2018

Actividade

Viventor Logo @ Savings4Freedom +4456.85€
Abr 2018

Actividade

Viventor Logo @ Savings4Freedom +1000.00€

Mintos Logo @ Savings4Freedom +6000.00€
Mai 2018

Actividade

Viventor Logo @ Savings4Freedom +435.50€

Mintos Logo @ Savings4Freedom +2171.75€
Jun 2018

Actividade

Viventor Logo @ Savings4Freedom +436.98€

Mintos Logo @ Savings4Freedom +1000.00€
Jul 2018

Actividade

Viventor Logo @ Savings4Freedom +436.46€

Grupeer Logo @ Savings4Freedom +2000.00€

BulkEstate Logo @ Savings4Freedom +550.00€
Ago 2018

Actividade

Grupeer Logo @ Savings4Freedom +500.00€

Mintos Logo @ Savings4Freedom +1435.94€

Viventor Logo @ Savings4Freedom +434.21€
Set 2018

Actividade

Grupeer Logo @ Savings4Freedom +805.59€
Out 2018

Actividade

Mintos Logo @ Savings4Freedom +2049.15€
Nov 2018

Actividade

Viventor Logo @ Savings4Freedom +256.85€

Envestio Fraud @ Savings4Freedom +1000.00€

Grupeer Logo @ Savings4Freedom +207.06€
Dez 2018